India's Zero-Enquiry Eligibility Checker

Know Your Loan Eligibility
Before You Apply.

EligiCheck analyses your credit bureau report and tells you exactly where you stand, across 9 loan products, without touching your credit score.

750+
EXCELLENT
700โ€“749
GOOD
650โ€“699
FAIR
Check My Eligibility Free โ†’
๐Ÿ”’ Zero Hard Enquiry
๐Ÿ“Š 9 Loan Products
โšก Results in 60 Seconds
๐Ÿฆ All 4 Bureaus
๐Ÿ‡ฎ๐Ÿ‡ณ Built for India
๐Ÿ”’ Zero Hard Enquiry, Ever
๐Ÿฆ All 4 Major Indian Bureaus
โšก Results in Under 60 Seconds
๐Ÿ“Š 9 Loan Products in One Report
๐Ÿ‡ฎ๐Ÿ‡ณ Built for Indian Borrowers
Why EligiCheck

Most people find out their loan eligibility only after rejection.

Every rejection adds a hard enquiry to your credit profile, silently lowering your score. You apply again, not knowing why you failed. The cycle continues.

EligiCheck gives you a lender's-eye view of your credit profile before you walk into any bank. Upload your bureau report. See exactly where you stand. Fix what needs fixing first.

๐Ÿง 
Bureau-Grade Analysis Reads your CIBIL, Experian, Equifax or CRIF report the same way a bank underwriter would, evaluating DPD history, FOIR, credit utilisation, and enquiry patterns.
๐ŸŽฏ
9 Products. One Check. Personal Loan, Home Loan, Car Loan, Credit Card, Education Loan, Gold Loan and more, approval probability for every product, in a single report.
๐Ÿ’ก
Your Personal Action Plan Not just a score, a clear, prioritised path to improve your eligibility. Know exactly what to fix before you apply anywhere.
YOUR CREDIT SCORE
742
GOOD ยท CIBIL
OVERALL ELIGIBILITY
72%
Strong
PRODUCT BREAKDOWN
๐Ÿ  Home Loan87%
๐Ÿ’ณ Credit Card Premium74%
๐Ÿ’ฐ Personal Loan61%
๐ŸŽ“ Education Loan82%

How It Works

Three Steps to Complete Clarity

01

๐Ÿ“„ Upload Your Bureau Report

Download your credit report PDF from CIBIL, Experian, Equifax or CRIF and upload it to EligiCheck. No account linking. No hard enquiry.

02

๐Ÿ’ผ Add Your Financial Details

Enter your monthly income, existing EMIs and the loan amount you have in mind. Takes less than 60 seconds. No paperwork.

03

๐Ÿ“Š Get Your Full Eligibility Report

See your approval probability across 9 loan products, understand exactly why a lender might reject you, and receive a personalised action plan, instantly.

Works With All Major Indian Credit Bureaus

EligiCheck supports all four RBI-recognised bureaus. Use whichever report you already have.

๐Ÿฆ CIBIL (TransUnion)
๐Ÿ“Š Experian
๐Ÿ“ˆ Equifax
๐Ÿ“‹ CRIF High Mark

Not sure which bureau report to get? Any one of them works.

Your Credit Score Is Safe.
Your Data Stays Private.

Most people discover their loan eligibility only after rejection. By then, multiple hard enquiries have already been filed, silently lowering their score each time. EligiCheck works differently.

๐Ÿ”’
No hard enquiry, ever. We analyse your existing bureau report, we never pull a fresh credit check. Your score remains exactly as it is.
๐Ÿ™‹
You stay in control. You upload your own report. Nothing is fetched from bureaus without your action.
๐Ÿšซ
No bank ever sees this. Your eligibility analysis is private to you. We don't share your data with any lender.

Check freely. Apply wisely.

Ready to Know Where You Stand?

Stop applying blind. EligiCheck gives you a lender's-eye view of your credit profile, so your next application is your best one.

Check My Eligibility Free โ†’

No hard enquiry  ยท  No credit impact  ยท  Results in 60 seconds