Most users damage their credit profile by applying blindly across multiple banks. EligiCheck helps you understand your eligibility before applying — without triggering a hard enquiry.
Every year, millions of Indians get rejected for loans with no explanation. They shop around, triggering hard enquiries that silently damage their credit score. They get rejected again. They still don't know why.
EligiCheck helps users understand how lenders evaluate loan applications before they apply. From credit behavior and FOIR to enquiry patterns and repayment history, the platform provides visibility into factors that quietly impact approval chances. — from any of India's four major bureaus — and tells you exactly where you stand before you apply anywhere. Your score stays untouched. Your dignity stays intact.
Works with all major Indian credit bureaus
How It Works
Upload your credit PDF from CIBIL, Experian, Equifax or CRIF. Zero hard enquiry — your score stays untouched.
Provide your monthly salary, existing EMIs and the loan amount you need. Takes 60 seconds. No paperwork.
See your approval probability for 9 products, exact rejection reasons, and a personalised action plan — instantly.
Built for users who want clarity before applying for loans. EligiCheck gives you clarity before commitment.